How to Live a More Frugal Lifestyle

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To live a more frugal lifestyle is to live a life where you do not spend a lot of money and I guess in a way be a bit more minimal with all your habits in your life. This could be with food, clothing, homeware and so on.

Basically a frugal lifestyle can be assumed to be where you sacrifice the quality and top things in life. However, this is not the case and actually you can choose and research how to live this kind of life that will add more value to your life.

woman in red and black sweater
Photo by cottonbro on

What does it mean to live a frugal lifestyle?

Adding on to the points about frugal living is about living intentionally whilst being aware of your spending habits. Therefore, you will be able to prioritise what matters to you the most and cut back spending on things that don’t mean that much to you.

The best part about this way of life is it is completely up to you how you do it. You can create your own frugal lifestyle and cater it to your own needs and priorities. You don’t have to follow someone else, but you can gain inspiration from others.

Also it is important to not confuse frugal living to only buying cheap possessions. This is not the case and actually quite the opposite. Yeah it does involve budgeting but it just overall means you spend less on the things that don’t matter to you. For example, you could choose to spend less on clothing but more on travelling. That is living a frugal lifestyle.

You are giving yourself the chance to have complete control and financial freedom over your life. You can decide what matters to you.

person holding clothes hanger with clothes
Photo by cottonbro on

Therefore in this post today I will be going through how you can begin to live a more frugal lifestyle.


I know I go on about budgeting all the time but creating and implementing a budget is crucial for financial success. I have been budgeting for the last 4 – 5 years now and it has been key for me to get rid of any bad habits but also allow me to save for areas of my life that matter to me the most.

You can grab my step by step guide to budgeting NOW, which is a nice and simple guide that strips everything back and begins your budgeting journey with the basics. But you can also grab a FREE monthly budget template too.

It is important to create a budget that not only works for you but is one that will help you be successful.

Bulk buying / bulk cooking

Now I am not saying that buying in bulk will help all the time but I personally find bulk buying is great most of the time. Not only in saving money but also allowing you more time for other things in your life to enjoy.

I have also related this to bulk cooking because I think these go well together as one point. But also bulk cooking has saved me not only a lot of time and energy, but again giving me back time during the week to focus on other things.

Sunday’s are a great day I personally find to just cook up a couple of meals and then portion them out for the week. Some I keep in the fridge and then the rest I freeze.

Shop in your wardrobe

I have previously spoke about this before but if you are into fashion and tend to have a lot of clothing items then consider heading into your wardrobe and “shopping” for that outfit.

This is a great way of living a frugal lifestyle because you can look into your wardrobe to find clothing items that you may have forgotten about. Plus you can also give yourself some new inspiration, and put together outfits that you previously didn’t know could go together!

Sell things you don’t need

In relation to the point above selling things you don’t need is not only great for our environment, but also giving your items a new lease of life. I guess that is why it is a part of the frugal lifestyle.

There are such a variety of places now that you can sell your items on like Depop, Facebook Marketplace or Ebay. This is also a great way of earning a little extra cash too, which I am sure would make anyone happy.

photo of women walking down the street part of a frugal lifestyle
Photo by Pille Kirsi on

Enjoy other transport

Another great way to enjoy your frugal lifestyle is to travel places either by walking or using a bike or even public transport.

You can start this off by doing this a couple of times a week instead of taking your car and honestly you will realise how cost effective this is. Plus you will also be doing the environment a huge favour.

It is also a great way to just get yourself outside and by having that walk this can benefit your mental health and physical health, but also conjure up some inspiration for other areas of your life.

Take part in no spend challenges

You don’t have to do this all the time but a great idea to get you into the frugal lifestyle is to get yourself involved in a no spend challenge.

These challenges do throw you straight in the deep end but then you can work from then on to create the frugal lifestyle that you really want. This is because, doing a no spend challenge will open up your eyes to what matters to you the most and what habits you want to change in your life.

Once you have done this a first time it will eventually become easier and you can just throw in a no spend challenge every now and then or even push the boat out and try a whole year!

Have some fun for free

This is also something I have wrote about before to get involved in winter activities but for free.

I mean nothing sounds as good as being able to have fun but for free right? You would think that this might limit you to what you can do but you would be surprised at what is actually out there in our local communities and for FREE.

Some off the top of my head are as simple as heading to the local park, having a picnic, going to local museums that are normally run off donations so have free entry.

living room interior with furniture and flowers in vase
Photo by Charlotte May on

There you have it some ways you can begin living a more frugal lifestyle from today! As I have mentioned above there are so many ways you can live a frugal lifestyle and honestly I will continue to share tips and things I have learnt it other areas of my life, but for now I hope this post can inspire you to challenge yourself to live a life that matters to you.

Does living a frugal lifestyle sound like something for you? Do you have any tips?

Thanks for reading,

Gemma Jayne x

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  1. I must admit, I struggle with living a frugal lifestyle. I budget my money well but I have the bad habit of spending out of convenience. These are great tips! Thank you for sharing!

    1. I think it definitely takes a while and I guess when you are so used to just buying out of habit it can be tricky getting out of there, but you can start small and work from there. Thank you! πŸ™‚ xx

  2. These are some great tips! I had no idea what frugal meant until this post and I’ve realised it’s a lifestyle I’m trying to live by at the moment so this post will come in really handy. Thank you so much for sharing lovely Xo

    Elle –

    1. Thank you so much! I think the word is something we all know but we don’t think about it with this specific word because it does sound a bit weird haha xx

  3. Saw a lot of similarities with my own lifestyle in this blog post! Bulk cooking is something I’ve done since university and really helps to save extra pennies. Great read πŸ™‚

  4. I’m already quite frugal- until I head out for food or drinks! But I am very careful with my money, and I don’t tend to make big purchases- especially now that I’m freelance and I want to save my pennies x

    1. That is great, I feel like a lot of people are! That is good you are careful with your money whilst also still enjoying yourself that is so important xx

  5. I really needed this post today as a bit of a kick up the bum to stop spending as much because my spending is definitely more than it needs to be right now. Thanks for these tips!

  6. I really like this! I’ve wanted to try to live a frugal lifestyle as it just seems so much simpler and at peace. Definitely want to try a no spend challenge. I really enjoyed giving/donating old items but I have a habit of buying something else quickly. Will work on this

    1. Thank you so much! It honestly is such a lovely way of living and I couldn’t recommend it more. It does and will take time and practice, especially getting out of old habits – I used to be such a spender of things I just didn’t need but bought for the sake of it! xx

    1. That sounds great! Yeah I normally dedicate my Sunday to just cooking things and then either putting them in the fridge or freezer and it is super helpful when it comes to lunches or dinners during the week!

    1. Absolutely! I think for me living near London the transport and being able to walk to places is naturally more accessible than maybe other areas of the UK but if it can be done I honestly recommend it much more than driving!

  7. Ooh these are great tips here! I love selling old stuff online, like you said it’s better for the environment and also a great way of making a little more cash. I really need to learn to budget in time for uni too so I’ll definitely be checking out your template! Thanks for sharing x

  8. I love bulk buying, especially for staples such as sugar, oats, and flour, which are all ingredients I use often. The idea of ‘shopping’ my wardrobe is also a fun one, as I have no doubt it will also help me declutter as I get a better idea of the colors I have to work with. πŸ™‚

    1. Yes absolutely me too! And I couldn’t recommend it more, it is just a nice and easy fun way to just get creative with your current wardrobe too πŸ™‚ thank you xx

  9. These are all excellent tips on how to live more frugally. I really like selling items I don’t need anymore, while I don’t get a ton of cash for them, it’s nice to get a bit in return and see the item go to someone who can use it. I try to do a no-spend at least once a year to really help with saving money. Another great one is to buy cloths and other items at thrift stores.

    1. Thank you so much! Yeah I agree it is nice that your own belongings get a new life with someone else! And that is great, it is definitely something I am trying to integrate a lot more into my life too xx

  10. I love the tips you have mentioned throughout this post. I started budgeting when I first started University and kept that habit up when I finished. I actually enjoy the process.

    We don’t have enough space to cook in bulk, but I have started to buy non-perishables in bulk as it is cheaper, not just for the product, but time and travel costs as well. I love the idea of shopping in your wardrobe! I’ve not gone clothes shopping yet this year, as I want to create new outfits out of the clothes I already own. The idea of no-spend challenges is intriguing! I think I might ‘throw in a no-spend challenge now and then’ as you suggest. I do love having fun for free, and with Spring around the corner, it makes outdoor, free activities more doable.

    I wouldn’t call myself frugal, but I do incorporate some elements you have already mentioned in my life.

    Thank you for sharing. ?

    1. That is great I was similar and began during my final year but more properly dedicated when I graduated to budgeting.

      That is great that you do incorporate elements though I mean that could be your frugal way of living as it is different for everyone. I love that you buy non-perishables as I agree sometimes space can make it hard to be able to bulk cook. I definitely recommend the no spend challenge every now and then!

      Thank you hun xx

  11. Great post. My husband and I are frugal so we can afford to save money and do other things that we love. Like travel etc. But we always try and think about the best money saving ways of doing things.

  12. I have started to be really frugal with my money. Ensuring I am only buying exactly what I need to try and be more sustainable. Thank you for sharing your tips Gemma.

    Lauren – bournemouthgirl

  13. This is a wonderful post on the frugal lifestyle. I have lived frugally ever since having children over 35 years ago. I couldn’t imagine living any other way.

    One point I would like to make around buying in bulk – always check the unit price and compare to packaged product. I know I like to buy things with less packaging too but bulk is not always cheaper. Just something to watch out for. I always do comparison shopping by unit pricing and it can be surprising. I do once-a-month shopping and hubby does bulk cooking every week. Great money savers.

    Thanks for the great post!

    1. Thank you so much! That is amazing, and I am glad it has been amazing for you.

      Oh I agree that is a great point to make! It is always worth checking out and yes doing the comparison too. Thank you for sharing that. πŸ™‚ xx

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